The attached document provides information regarding the data we, GRI Financial Services, Inc. collect on www.GRIFinancial.com, what we are doing with this data and your options. Every communication
sent to you will contain instructions on how to unsubscribe from future campaigns and how to update information contained
in your profile. Appropriate physical, electronic and managerial procedures have been instituted to protect the integrity
and security of all information we obtain. If you have any questions or concerns after reading this document, please
email us at Info@GRIFinancial.com.
By enrolling in the Perks4Schools Program,
using the Perks4Schools card, or by utilizing the on-line services located on
Your acceptance constitutes a legally binding Agreement between us and your membership shall confirm to this Agreement.
Cardholder(s) ("Members") are any individuals who acquire a Perks4Schools
card and use it at merchants subscribed to the GRI Financial Services'
network ("Merchant"). Cardholders must activate their membership card using the GRI
Financial Services' website, through a merchant website interfaced with the GRI
Financial Services' system, or by telephone in order to redeem rewards. Cardholders earn rewards by
purchasing from participating Merchants and presenting their card at check out.
Access to Personally Identifiable Information ("PII")
refers to any information that can be used to identify you as an individual in any way. Enrollment in the Perks4Schools
Program is contingent upon you accepting the Terms of Service and providing basic registration information (e.g., first and
last name, email address, zip code) that is non-financially sensitive.
GRI Financial Services uses Member information to send
periodic email messages to our subscribers. These messages are typically automated thank-you notes sent after the Member
patronizes a Merchant and the notes detail rewards earned and cumulative balances. Less frequent messages may include
system updates, administrative announcement and other similar messages. Members can elect to stop receiving these emails by
sending a notice to Support@GRIFinancial.com and selecting the unsubscribe option.
Merchant Subscription List Communication
In addition to automated
thank-you email notes and administrative announcements we provide your PII to Merchant(s) where you utilized your Perks4Schools
card. Merchants may use this information to send you information about offers and services that they believe may be
of interest to you. You can elect to stop receiving email and/or text messages directly from participating Merchants
by unsubscribing to them directly.
Other than the Merchant(s) you patronize, GRI
does not provide your PII to anyone. You will NOT be contacted by outside third parties without your consent as a result
of any GRI
program. Merchants subscribing to GRI's programs are contractually obligated
to observe strict anti-spam policies established by both GRI and authorized
sub-contractors engaged for the delivery of services. Failure to comply with these anti-spam policies will result in
immediate termination of the Merchant's subscription and permanent archiving of membership data to ensure the Merchant's future
access to data is suspended.
GRI may keep PII indefinitely however,
upon cancellation of your account, all of your account data will be purged from our records. GRI
will provide convenient access to the PII throughout your enrollment in the GRI
Financial Services Program for your review and correction. You can access your GRI
account and update any personal profile information and opt-in preferences through the Cardholder Login area at www.GRIFinancial.com.
GRI has a strict policy on unsolicited email and text messages.
Because email and text communications is an integral part of our programs, by activating your Perks4Schools
card, you'll be eligible to receive email and/or texts directly from the Merchants you patronize within the GRI
Financial Services Network. A Merchant you patronize is defined as any company where you utilize your Perks4School card with while conducting business. If you subsequently decide
to terminate the receipt of communications from either GRI or a participating
Merchant(s), you may do so at any time by following the opt-out instructions contained in the email or text communication,
or by updating your opt-in preferences online while signed into your account through our Website. Please note that opting
not to receive email or texts for Merchant(s) you patronize does not exempt you from receiving Administrative Messages directly
from GRI or Perks4Schools that
include by are not limited to automated thank-you emails for new purchases, notices about vital programs, membership
status changes or alterations to our Terms of Services.
Perks4Schools membership and right to its use is limited
to one individual per account (unique cardholder).
Member agrees to provide only true and accurate information when completing the
Perks4Schools registration form or updating personal information online at all
Member agrees to promptly notify GRI of any change in Member's
address (mail or email) or personal profile by updating his or her personal information at the Update Account Information
section of the Cardholder Login area of the GRI Financial Services Website.
Value may be redeemed by Member only at the location where the value was originally earned or preloaded by the issuing
Participating Merchants reserve the right to limit the redemption of specific rewards and limit the number
of reward earning opportunities within their facilities according to the respective Merchant's program policies. These
policies differ on a merchant-by-merchant basis.
Value will be subtracted from Member's account once the value
is redeemed and will not be reinstated to the Member's account.
Member agrees not to abuse GRI
Financial Services privileges by any conduct which is detrimental to the interest of the Perks4Schools
Program, including without limitation: attempting to redeem preloaded value from multiple registered cards, having multiple
accounts, attempting to earn rewards or receive other value through illegitimate channels, participating in purchasing or
redemption fraud, or tampering with the GRI Financial Services or Perks4Schools Website.
GRI and our
participating Merchants reserve the right to terminate or disable any GRI Financial Services
membership if either GRI or the impacted Merchant believes the Member has violated
or acted inconsistently with the rule and policies of the Perks4Schools Program
or intent of this Agreement. Member understands and agrees that disabling of membership will result in the Member's
inability to redeem any value earned or preloaded on their card. Member also understands and agrees that termination
of membership will result in the cancellation of all of Member's value.
reserves the right to cancel or disable and expire unredeemed value in accounts that are inactive for a period of 12 consecutive
months in accordance with local and state laws surrounding expiration of stored value. "Inactive" means the
lack of any value-earning or redemption transaction.
Member shall comply with all laws, rules, and regulations that are applicable. Member acknowledges that they
may only participate in Perks4Schools if, and to the extent that, such participation
is permitted by such laws, rules, and regulations. GRI may refuse to enroll
Member, or to restrict, modify, or terminate Member's participation in the Perks4Schools
Program, without liability to the Member or any other party, if the Member violates any law, rule, or regulation, or if Member's
participation in the Perks4Schools Program could violate any law, rule, or regulation.
Disclaimer of Warranties
AGREES THAT USE OF THE PERKS4SCHOOLS PROGRAM IS AT THE MEMBER'S SOLE RISK.
PERKS4SCHOOLS AND ALL SERVICES OFFERED THEREIN ARE PROVIDED ON A STRICTLY "AS
IS" AND "AS AVAILABLE" BASIS. GRI FINANCIAL SERVICES MAKES NO WARRANTY WITH REGARD TO ANY PRODUCTS, SERVICES,
OR REWARDS OBTAINED BY MEMBERS THROUGH GRI OR PERKS4SCHOOLS
MERCHANTS, ADVERTISERS OR PARTNERS; THAT GRI WILL MEET MEMBERS' REQUIREMENTS;
OR THAT PERKS4SCHOOLS SERVICES WILL BE UNINTERRUPTED, TIMELY, OR ERROR FREE;
NOR DOES GRI MAKE ANY WARRANTY AS TO THE RESULTS THAT MAY BE OBTAINED FROM THE USE OF THE PERKS4SCHOOLS
PROGRAM OR AS TO THE ACCURACY OR RELIABILITY OF ANY INFORMATION OBTAINED THROUGH GRI.
EXPRESSLY DISCLAIMS ANY AND ALL EXPRESSED AND IMPLIED WARRANTIES, INCLUDING, BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OF
MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. GRI
SHALL NOT BE LIABLE OR RESPONSIBLE FOR ANY GUARANTEES, WARRANTIES, AND REPRESENTATIONS OFFERED BY PERKS4SCHOOLS
ADVERTISERS, PARTNERS, MANUFACTURERS OF MERCHANDISE, OR SUPPLIERS OF SERVICES. NO ADVICE OR INFORMATION, WHETHER ORAL
OR WRITTEN, OBTAINED BY MEMBER FROM GRI OR PARTIPATING PERKS4SCHOOLS
MERCHANTS SHALL CREATE ANY WARRANTY NOT EXPRESSLY MADE HEREIN.
Limitation of Liability
NOT BE LIABLE FOR ANY DAMAGES, WHETHER DIRECT, INDIRECT, INCIDENTAL, SPECIAL, OR CONSEQUENTIAL, RELATING TO THE PARTICIPATION
OR INABILITY TO PARTICIPATE IN GRI FINANCIAL SERVICES. SOME STATES DO
NOT ALLOW THE LIMITATION OR EXCLUSION OF LIABILITY FOR INCIDENTAL OR CONSEQUENTIAL DAMAGES; SO THE ABOVE LIMITATION OR EXCLUSION
MAY NOT APPLY TO YOU.
GRI is not responsible for damages or losses that result from participating or inability to
participate in the Perks4Schools Program, or reliance on or use of information,
services, or merchandise provided on or through Perks4Schools. Member
acknowledges and agrees that GRI neither endorses the contents of Merchant or
third parties' websites, nor assumes responsibility or liability for the accuracy of material contained herein, or any infringement
of third party intellectual property rights arising there from, or any fraud or other crime facilitated thereby.
GRI is not responsible and assumes no liability for any changes or discontinuances
of service from Merchant which may affect the ability to accrue or redeem value, or use any aspect of Perks4Schools
services. In no event shall GRI's liability, either jointly or severally,
exceed $0.30, which is the wholesale value of printing the Perks4Schools membership
Member's correspondence with or participation in reward earning opportunities offered by Merchants are solely
between the Member and the Merchants. GRI assumes no liability, obligation,
or responsibility for any part of any such correspondence or promotion, including without limitation withdrawal or modification
of any offer or promotion.
Members understand that, in some cases, there may be a delay in the crediting of value
or ability to redeem value toward a sale purchase due to the Merchant's terminal failing to provide necessary information
to GRI for such crediting or debiting of value to existing balances. GRI will not be responsible or liable for the delay or failure to credit value in
We use "cookies"
to personalize the program to your interests, and most importantly, to ensure that only you can access your account.
We also review "log-file" data to monitor site performance and analyze traffic patterns and usage of our site.
We enhance your use of the GRI and Perks4Schools
Website by bringing certain advertising, promotions and marketing messages to you as you use our site. We also tailor
contain no information about you; instead, they assign to you a unique number with no meaning outside of the GRI network. GRI uses this number to track
things like your exposure to merchant banners so you are not repeatedly exposed to the same merchant messages and to target
ads, promotions and other marketing messages that may be of interest to you. All Members who receive a merchant messaged
targeted by GRI's programs remain completely anonymous.
Third Party Services
To enhance the value of GRI's service to Members, GRI may use third
parties to collect, process and store your PII for the purposes of data verification and supplementation. Data verification
involves the use of a third-party data processing service to standardize enrollment information so that it is easily identified
and accessed in our database. Data supplementation involves appending any publicly available information about your
to your personal profile.
Additionally, we may obtain publicly available information and compare this data to ours
for verification purposes. Information collected in this manner could include your spending habits from a mail-order
catalogue, demographic information you provided in entering a sweepstakes, or your financial history. All of this results
in a program that is tailored to your personal interests and provides you with the most relevant reward earning opportunities.
These third parties, including contractors, sub-contractors and partners, are contractually bound to preserve the
confidentiality of your information and can use PII only for the sole purpose of providing services to GRI.
Such third parties have agreed to be bound by the terms set forth in the GRI
Privacy Statement and to maintain the confidentiality and protection of your PII, at all times during and after providing
We maintain rigorous
Security Practices to ensure as much as is reasonably possible that the confidentiality of your PII is not compromised.
GRI has established company-wide security practices for your protection. These
practices include, but are not limited to, firewall security, the use of appropriate encryption technology, and the use of
multiple levels of password security to limit access to data on a "need to know" basis. All contractors and employees
are required to familiarize themselves with, and abide by, these safeguards.
AT ANY TIME, EITHER MEMBER, GRI, OR MERCHANT MAY TERMINATE MEMBER'S
MEMBERSHIP, WITH OR WITHOUT CAUSE. MEMBER'S RIGHT TO USE MEMBER'S MEMBERSHIP IMMEDIATELY CEASES UPON TERMINATION, AT
WHICH TIME MEMBER'S UNREDEEMED VALUE WILL BE CANCELLED.
Termination of membership by the Member is effective upon
the Member submitting a termination request through the GRI or Perks4Schools
Website and Member receiving a message from GRI confirming termination.
Members understand that, in some cases, they may still receive messages (which may have been scheduled prior to their termination)
after termination. Members may not earn rewards or redeem unused value after termination.
Should Member object
to any of the terms and conditions of this Agreement, or any subsequent modifications thereto, or become dissatisfied with
GRI Financial Services, Member's only recourse is to immediately discontinue
participation in the Perks4Schools Program and terminate his or her membership
in the manner provided herein. (See paragraph above.)
the right to terminate the membership of any Member who appears to be using Perks4Schools
in any manner inconsistent with this Agreement, the intent of this agreement, or any GRI
or Perks4Schools rules.
Upon termination of the service or offer,
or validation of your transaction, unless you directly authorize Merchant(s) whom you patronize to maintain or use your PII
for other purposes, the Merchant is required to delete your PII from their files.
Rights to Content
Member acknowledges that GRI's content (including
but not limited to text, sound, photographs, graphics, or other material contained in any GRI
or Perks4Schools communication, advertisements, or messages, whether by GRI, GRI's merchants, advertisers or partners,
service and software are protected by copyrights, trademarks, service marks, patents, and/or other proprietary rights and
laws; therefore, Members are only permitted to use content, service, or software as expressly authorized by GRI,
its subscribing merchants, advertisers and partners, as the case may be.
Member acknowledges that GRI's content (including but not limited to text, sound, photographs, graphics, or other material
contained in any GRI communication, advertisements, or messages, whether
by GRI, GRI’s merchants,
advertisers or partners), service and software are protected by copyrights, trademarks, service marks, patents, and/or other
proprietary rights and laws; therefore, Members are only permitted to use content, service, or software as expressly authorized
by GRI, our subscribing merchants, advertisers and partners, as the case may
reserves the right to update this Agreement, and/or any part thereof, at any time. Members understand the most recent version
of this Agreement will be located in the Legal Notices section that can be found at the footer of every page on the GRI and Perks4Schools website.
Member's non-termination or continued use of GRI constitutes an affirmative
acknowledgement by the Member of any modification to the Member Terms of Service Agreement and consent to abide to be
bound by any terms thereof. If, at any time, the Member does not agree with our Terms of Service, the Member may terminate
GRI reserves the right to modify or discontinue
the GRI service with or without notice to Member.
GRI shall not be
liable to Member or any third party should GRI exercises its right to modify
or discontinue the Perks4Schools Program in whole or in part.
All notices given by GRI
to you will be provided by email, regular mail or by general posting on the GRI
to indemnify and hold GRI, its affiliates, officers, and employees harmless
from any claim, demand, expense, or damage, including reasonable attorney's fees, relating to the use of the GRI Financial Services Program and/or Perks4Schools
card or violation of this Agreement.
reserve the right to release information to local, state, or federal law enforcement officials when we believe in good faith
that the law requires it, or when required to do so by order of a court or authorized administrative agency.
Any dispute or claim arising out of or in relation to this Agreement, or the interpretation, making, performance, breach,
or termination thereof, shall be finally settled by binding arbitration in Palm Beach County, FL or at another location
determined by GRI under the Commercial Arbitration Rules of the American Arbitration
Association (the "Rules") by three arbitrators appointed in accordance with the Rules. Judgment on the award
rendered by the arbitrators may be entered in any
court having jurisdiction thereof.
This contract shall be governed by the laws of the State of Florida, excluding
its conflict of law principles. The arbitration proceedings shall be governed by federal arbitration law and the Rules,
without reference to state arbitration law.
Member and GRI agree
that, any provision of applicable law notwithstanding, neither party will request, and the arbitrators shall have no authority
to award, punitive or exemplary damages against the other party.
This Agreement constitutes the complete and exclusive
understanding between GRI and Member relating to the subject matter hereof and
supersedes all prior or contemporaneous understandings, agreements, communications, and/or advertising with respect to such
If any provision(s) of this Agreement is held by the arbitrators to be contrary to law, then such
provision(s) shall be construed, as nearly as possible, to reflect the intentions of the parties with the other provisions
remaining in full force and effect.
GRI's failure to exercise or
enforce any right or provision of this Agreement shall not constitute a waiver of such right or provision unless acknowledged
and agreed by GRI in writing.
to Contact Us
the GRI Financial Services Program can be submitted in writing to:
GRI Financial Services, Inc.
7491 N. Federal
Hwy., Ste. C5-257
Boca Raton, FL 33487
Dated April 11, 2011